January 10, 2007 — For as little as $10 a month, your clients can have the coverage they need to protect their families and investments with the new Accidental Death Benefit coverage from Fidelity Life Association.

This new stand-alone product is available from ages 20 to 65 with limits of between $50,000 and $250,000. Full benefits are paid until age 70 and then are reduced to 50% of the face amount until the policy expires at age 80.

In addition to the base ADB, Fidelity Life provides a variety of valuable riders led by our unique College Fund Benefit and Inflation Riders. As part of our extended Spouse and Dependent Children offerings, the College Fund Benefit Rider provides an additional 10% of coverage for each dependent child ages 15-22 upon the accidental death of the insured. To make sure the coverage stays current, the Inflation Rider increases the face amount of the policy each year beginning in year 2 to year 6 and then remains level at the new face amount in year 6 and beyond.

Your clients can enjoy their first month of benefits for only one dollar and with no signature required. It couldn’t be easier for you to provide this valuable coverage.

"We are extremely pleased to add this Accidental Death Benefit product to our portfolio," said Mike Honeysett, vice president of marketing. "It is a logical extension of our product offering and very consistent with our corporate philosophy of providing products that are valuable to the traditionally underserved middle market. Our ADB product provides our distributors yet another valuable and innovative solution for their customers."